nobody on this site is ever ever EVER going to top running a blog dedicated entirely to posting cute pics of sweet old dogs in a shelter for a year and gradually becoming one of the most recognized blogs on the website, then without warning dropping “i just want to get dicked down again =/” with 0 explanation and abandoning the blog. not deleting it, not explaining anything, just leaving the whole thing as a monument. fucking flawless posting. literally the best of all time.
People with chronic illnesses, or people recovering from illness or accidents often have outrageous medical bills that they have to pay off. When medical debt is recorded on credit reports it makes it harder to borrow money, buy a home, get a car, etc. All these make it harder to work, live, and pay off the medical debt.
If this doesn’t effect you, congrats, but it is an incredibly important thing for a lot of people.